Treasury governance, at the moment of decision.
The policy is enforced before the money moves — on this morning's payment run and on the hedge you book next quarter. Evidence and audit trail are byproducts of every decision, not reconstructed during audit prep.
One line in this morning's supplier run, stopped before the money moved. The other 409 still go out on time. The same policy engine governs hedges, drawdowns and intercompany funding.
Illustrative product UI, simplified for clarity.
One governed decision,
end to end.
Watch a single treasury decision move through the lifecycle: policy enforced before the money moves, approvals routed by authority, evidence captured, and every step appended to a tamper-evident chain. One lifecycle, across six decision domains.
Treasury moved to the board.
The tools didn't.
Treasury holds the answer to how long we survive. When a lender, trustee or auditor asks, it also has to prove the policy held. The work still happens in spreadsheet models that drift, email approvals that get lost, and evidence reconstructed during audit season. Three weeks of every quarter spent assembling what should have just existed.
Drift between policy, decision, and evidence stays invisible until audit.
Policy enforced live. Drift caught between decisions. Evidence captured as the work happens.
Governance,
designed in.
The architectural choices that separate Capallo from the TMS and GRC tools sitting next to it.
Policies that run, not policies that sit
Policies live as structured, versioned, executable rules. Not Word docs. The evaluator runs at the moment of decision, not at audit time.
Evidence captured automatically
Approvals, attestations, calculation packs, and signatory mandates are captured automatically as the decision flows. No reconstruction.
Audit trail, built in
Every transition is permanently logged and hash-chained with SHA-256. Replay any decision against any historical policy version on demand.
Drift caught between decisions
Limits don’t only break at the moment of a decision: concentration creeps, hedge coverage slips, counterparty reviews lapse. Capallo evaluates your current positions against every active limit and surfaces the drift, instead of it hiding until audit.
Tamper-evident
by construction.
The proof is free because the prevention happened. Evidence isn't a report you assemble at audit time. It's what's left behind when the policy is enforced, written to an append-only chain where each event carries a hash of the one before it. Change one record and the break is provable.
Hash-chained
Every event carries the SHA-256 of the one before it. Alter any record and every hash downstream stops matching.
Deterministic replay
Each evaluation snapshots its inputs. Re-run any past decision against its exact policy version and get an identical result, on demand.
Sealed, hash-chained packs
Export a board and auditor-ready pack with a SHA-256 hash chain over the policy, evidence, approvals and reconciliation.
That chain isn't a diagram. Here's a real decision's custody trail in the product, every stage attributed and hash-linked.
Illustrative product UI, simplified for clarity.
Every treasury decision,
governed the same way.
The same policy engine that governs a hedge governs today's payment run. One lifecycle, one policy framework, one audit trail, from the decisions you make every morning to the ones you make twice a year.
Payment releases
DailyEvery line in the run tested against mandates, delegated authority and beneficiary verification. Failing lines stop; the rest go on time.
Liquidity transfers
WeeklyIntra-entity sweeps and balance moves, cash-buffer aware.
Intercompany funding
MonthlyCross-entity flows with transfer-pricing and withholding evidence captured.
Debt actions
QuarterlyDrawdowns, repayments, covenant testing, compliance certificates.
FX hedges
PeriodicDesignation under IFRS 9. Hedge accounting hand-off and effectiveness.
Investment actions
PeriodicCounterparty + concentration limits, instrument eligibility, maturity ladder.
The same engine, on the decision that ends careers.
An intercompany loan and an FX hedge roll. Each one routine on its own, and together a covenant breach. Same policy versioning, same evidence chain, same sealed pack as the payment run above.
Illustrative product UI, simplified for clarity.
Every decision, its own sealed pack.
Board- and auditor-ready in a click: policy version, evidence, approvals and reconciliation, under one SHA-256 hash chain.
DEC-20260630-0112
- Policy v2.4 · snapshotted
- 4 evidence artifacts
- 2 approvals · SoD verified
- Reconciled to bank
Illustrative product UI, simplified for clarity.
Book a conversation.
45 minutes with the founder. Whether you're a CFO or treasurer looking to bring governance in-house, or an advisory firm exploring the Charter Partner cohort with your clients, we'll walk through Capallo end-to-end and see where it fits.
Pick a time directly.
If you already know you want to talk, skip the form. Grab a slot on my calendar, usually same week.
cal.com/capallo